3. Joe earns $39,000 per year, and he's paid monthly. His employer offers a 401(k) plan with 50% matching up to 9% of salary. What is the minimum amount of money that Joe needs to contribute to his 401(k) each month to get the maximum contribution from his employer? 3A. Suppose Joe contributes the minimum amount of money to his 401(k) to get the maximum contribution from his employer. How much money will his employer contribute to his 401(k) each month? 3B. Suppose Joe contributes the minimum amount of money to his 401(k) each month to get the maximum contribution from his employer. Joe is 26 years old, and he would like to retire when he's 65 years old. How much money will Joe accumulate by the time he retires? Assume his investments will earn an interest rate of 6%, which is a reasonable inflation-adjusted return for a diversified investment portfolio.