$3.$ Ralph and Sybil own a home in Memphis, which is insured by a standard homeowners policy. They also rent a beach house in Destin on an annual basis. Rodney, their insurance agent, suggests that they consider increasing the limit on personal property at the beach house, because the standard homeowners policy provides a limit of only

$\_$of the personal property limit on their primary residence.

$$ a$.25$ percent

$$b$.10$ percent

$$ c$.15$ percent

$$ d$.5$ percent