$3.$ Show $$me $$steps $$using $$financial $$calculator:

You plan to invest $$10,000$ today in exchange for a fixed payment at the end

of six years. If the appropriate annual interest rate on the investment is $8$

percent compounded annually, the future value of this investment is

computed as follows:

Finally, if the annual interest rate on the investment of $16$ percent is compounded semiannually rather than annually