3. Suppose utility is v(x-r) = (x-r)^.5 for x r = -2(-(x-r))^.5 for x < r Further, suppose an individual is used to making $100 a year risk-free but can buy stocks such that 30% of the time she makes $60 and 70% of the time she makes $120. Is investing in these stocks a good idea? Explain. Note: x is the gamble outcome, and r is the reference gain