3. Tonio bought a van which has a selling price Php2,500,UDD. He paid a 15% down payment and loaned the remaining balance from the bank at 9% over 5 years to be paid yia equal monthly payments. a. How much is the monthly payment of Tonio? {5 points] is. Assuming Tonio suddenly has cash in 2.5 years' time, and he opts to fully pay the remaining balance of the car right after he pays the monthly amortization for that month. If the pre payment penalty is PhpEDUU, how much does he have to pay the bank to fully settle the loan? {10 points}