3. What is the APR on a loan at 10% interest, monthly payments, 30 year amortization if I pay 3 points? 4. What is the Effective Interest Rate on the loan in problem 3 if I pay it off at EOY 4? 5. What is the Value of a property yielding a Net Operating Income of $55,000 per year for 5 years, rising to $75,000 per year for the next 5 years after which the property will be worth an estimated $1,300,000. A discount rate of 12% may be assumed. 6. What is the quarterly payment on a $500,000 loan amortized over 20 years at 9%? 3. What is the APR on a loan at 10% interest, monthly payments, 30 year amortization if I pay 3 points? 4. What is the Effective Interest Rate on the loan in problem 3 if I pay it off at EOY 4? 5. What is the Value of a property yielding a Net Operating Income of $55,000 per year for 5 years, rising to $75,000 per year for the next 5 years after which the property will be worth an estimated $1,300,000. A discount rate of 12% may be assumed. 6. What is the quarterly payment on a $500,000 loan amortized over 20 years at 9%