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3 years, 9 months ago, a bank account had a balance of $37,197 and was earning interest at a semi-annually rate. Since then, $935 has

3 years, 9 months ago, a bank account had a balance of $37,197 and was earning interest at a semi-annually rate. Since then, $935 has been withdrawn at the end of every month. After today's withdrawal, the account is now empty. What nominal interest rate did this account earn?

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