3. You currently have applied for a 5-year car loan with an APR of 3.39%. The purchase price of the car you want to finance is $24,127, and you will place a 10% down payment (money that will be paid upfront and not part of the loan). You want to keep your car payment under $400/month. Should you take this loan or look for a different loan? Explain your reasoning. Be sure to state what was put into the calculator