3) You work for a small company, and COVID has significantly impacted your company's sales. The lack of capital has forced you and your company to look for other payment options. For example, your depart is in desperate need of some new computers. A local Dell representative offers the following: For ten computers, the cost will be $26,000, with an interest rate of 10%. It will come to $260 for a 1-year loan. Thus, the total price is $26,260, and you can pay it off in 12 installments of $2,188.33 each month. Use the interest rate of 10% per year to calculate the net present value of the loan. (Remember to convert to a monthly interest rate.) Based on this interest rate, should you accept the terms of the loan