31. Given the following: You have 100/300/100 auto liability insurance limits. Your friend has 25/50/25 auto liability insurance limits. You borrow your friend's car, are in a collision, and three people in the other car are injured. You are found liable and must pay $75,000 to each person for bodily injury. Which of the following is TRUE when it comes to how much the liability portion of each policy will cover? Your friend's insurance pays $25,000 to each person and your insurance pays $50,000 to each person. Your friend's insurance pays a total of $50,000, and your insurance pays the rest Your friend's insurance pays $25,000 to each person, and your insurance pays nothing. Your insurance pays everything because you were driving. 32. If you run over your wife's foot in your car, and assuming you have both auto (PAP coverage parts A to D) and homeowner's (HO-3) policies, which part of your insurance will cover the expenses related to your wife's injuries? Personal liability part of your homeowner's policy Medical payments part of your homeowner's policy Medical payments part of your auto policy None of the above will cover expenses related to your wife's injuries 33. You crash your car into a tree causing much damage to your car including a broken windshield. Which of the following is TRUE about the type of auto insurance coverage that will cover the broken windshield? Only collision covers the broken windshield Only comprehensive covers the broken windshield You can chose whether to cover the broken windshield by either collision or comprehensive Only property damage liability covers the broken windshield 34. You crash your car into a deer. Which type of auto insurance coverage will cover damages to your car? Collision Comprehensive Property damage liability None of the above 1