32. An investment of Php 20,000 was made with a term of 4 months and 15 days. Using the banker's rule, how should time be expressed in days? A. 0.958 C. 0.370 B. 0.375 D. 0.386 35. The future value of Php 100 received today and deposited at 6 percent for four years is A. Php 126 C.Php 124 B. Php 79 D. Php 116 36. The future value of Php 200 received today and deposited at 8 percent for three years is A Php 248 C.Php 158 B. Php 252 D. Php 200 37. The present value of Php 100 to be received 10 years from today, assuming an interest rate of 9 percent, is A. Php 236 C. Php 42 B. Php 699 D. Php 75