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3-3 Joe Smith has been in the plumbing business as a sole proprietor for the past 35 years and is planning to retire. His insurance

3-3 Joe Smith has been in the plumbing business as a sole proprietor for the past 35 years and is planning to retire. His insurance agent has told him that he should continue to carry Products and Completed Operations Liability coverage. Do you agree with the agents recommendation? Explain your answer

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