3.3 Raymond works for the tuna canning factory and earns a basic salary of R21 400 per month. He contributes to the Unemployment Insurance Fund (UIF). NOTE If a person earns more than R17 712 per month, the UIF will only be paid on the maximum amount of R17 712. 3.3.1 Explain, giving TWO reasons, when a person is entitled to claim UIF benefits. 3.3.2 Determine the total annual UIF contribution payable by Raymond and his employer. 3.3.3 State one reason why the UIF will refuse to pay claims made by beneficiaries