3-6 pls

Questions 1) Describe how money on hand now is more valuable than the same amount of money at some later date. 2) Briefly explain the ordinary annuity and annuities due and give example for each. 3) If your salary increases from 100000 KZT to 150000 KZT in 4 years, total growth will be 50%, thus annual growth will be less than 12.5%. Is this statement true or false? Why or why not? Explain 4) Assume you have two investing alternatives. Alternative I offers 14.5% annually and alternative 2 offers 14% semiannually. Which one will you prefer? Explain why. 5) Explain how you can solve for i and n for annuities. 6) An amortized loan is one that is paid off in equal installments over a specific period of time. Even though payments are fixed, structure of the payments change over time. At the beginning you pay more interest, but later interest payment decline over time. Explain how that happens so. 7) How many compounding period are there if simple interest rate is equal to effective annual rate? 8) Explain the uneven cash flow streams and how present value or future values are calculated. 9) Explain how the value of a real asset is calculated 10) Which of the following will worth more, 50 thousand KZT now or 25 thousand KZT now and 25 thousand KZT after 6 months. Explain why? 11) Explain why future values will be greater if we use more frequent compounding periods? Short Exercises 1) Define the following terme Annus