39. Highly liquid assets are riskier than long-term assets and therefore investors require a higher expected rate of return on highly liquid assets. True or False

41. A commercial bank is an example of nondeposit-type financial institution. True or False

42. Online banking allows you to access you accounts at banks or other financial institution through your personal computer. True or False

43. The sixteenth Amendment to the U.S. Constitution gave Congress the authorization to impose an income tax. True or False

45. If you are a 25 percent tax bracket then all of you adjusted gross income will be taxed at 25 percent. True or False