39. Janith is a Russian student visiting family in the United States. She spent $59 on dinner for her family one evening. If the exchange rate that day is USD to RUB 27.82, approximately how much did Janith spend in Russian rubles? (I point) 01,641 0472 021 O89 40. Savannah makes annual contributions in the amount of $1,625, on average, to a Traditional (point) IRA. She wants to retire in 43 years. She is currently taxed in the 28% tax bracket, but anticipates being taxed at lS% in her retirement years. If the average annual rate of return on her account is 4.9%, what s the effective value of Savannah's Traditional IRA account at retirement? 8 O$206,691.63 O$226,256.63 OS162,904.77 $192,318.14 41. Cooper makes annual contributions in the amount of S3,175, on average, to a Roth IRA. He (l point 1 wants to retire in 34 years. He is currently taxed in the 33% tax bracket, but anticipates being