3.Your client just got married. They called and asking the following question: What happens to our credit report now that we are married? What answer should you provide?

1. It is merged with your spouses credit history
2. Your report is wiped clean so you can start again under your new married name
3. Its stay the same. The only information reported on both spouses reports are joint accounts or authorized users accounts.
4. Your credit report will automatically show that you are married and merge the two files.
5. Shows your spouses debt in a separate section but keep its separate