4 Which of the following best describes the term "loan guarantee"? A promise that a bank makes to keep interest rates a certain level over a contracted period of time A promise to allow a borrower to back our of a loan if it does not suit the borrower's needs A promise that a borrower makes to receive a loan A promise to repay a loan, made by an agency, if the borrower does not repay the loan QUESTION 5 Checking accounts can be coded to saveep tunds trom or to a line of credic. True False QUESTION 6 Direct deposit, ACH debit and credit processing, and wire transters all provide a quick means to transfer funds online. True