4) You are 25 years old and just had your first child. Congratulations. Assume you can earn 5% per year on your investments. a. If you invest $200,000 at the end of this year for your child's college fund, how much I will you have when your child is ready to go to university at 18 years old? b. If you wait until you are 35 to invest the $200,000 how much will you have when your child is ready to go to university at 18 years old? Why is the difference so large? c