41.. What is the effective interest rate for a credit card advertised at 28% interest compounded daily? (Round to one decimal place.)

43.. Raffy deposited

$5000

in an investment account for

3

months. The account paid simple interest at a rate of

3.9

percent. What is the future value of his investment?

45... Bob bought a new car for

$27 000

with a loan that will be amortized over

5

years. The best interest rate he got from his bank for the loan was

2.49

percent compounded annually. What is Bob's monthly car payment?