43. Kubla borrows $1,500 from Kahn, leaving her gold necklace with Kahn as collateral. Two weeks earlier, Kubla had borrowed $1,000 from Platinum Bank. Kubla signed a security agreement and a financing statement giving Platinum Bank a security interest in the same gold necklace. The financing statement is filed in the appropriate location. If Kubal defaults on both loans, which creditor has the priority claim to the necklace. a. Platinum Bank because its interest attached first. b, Platinum Bank because its interest perfected first. c. Kahn because his interest perfected first. d. Neither because Kubla owns the necklace