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48. Audrey wants to purchase an annuity in order to enjoy tax deferral. What should she do before purchasing an annuity solely for this purpose?

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48. Audrey wants to purchase an annuity in order to enjoy tax deferral. What should she do before purchasing an annuity solely for this purpose? O a. seek tax advice from her agent O b. take advantage of any tax-favored retirement plans for which she is eligible c. contact the state insurance department d. incorporate

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