5. Assume 6% rate of interest in the market. a. What's the present value of a 3-year ordinary annuity of $2,000 per year plus an additional $3,000 at the end of Year 3 (5 marks) b. You own a perpetuity which pays $6,000 at the end of each year. Lucy wants to purchase all of the payments you will received after the 10th year at a price of $60,000. Are you going to sell? Why? (15 marks)