5 pts Master Card and other credit card issuers must print the nominal annual rate (APR) on their monthly statements. If the APR is stated as 20.95%, but interest is compounded monthly, what is the card's effective annual rate (EFF%)? Your answer should be between 16.82 and 29.74, rounded to 2 decimal places, with no special characters. Question 18 5 pts An investment promises the following cash flow stream: $1.000 at Time 0, $2.000 at the end of Year 1 (or att - 1); $3.000 at the end of Year 2, and $5,000 at the end of Year 3. At a discount rate of 5.7%, what is the present value of the cash flow stream? Your answer should be between 8343.00 and 11,000.00, rounded to 2 decimal places, with no special characters