62 Garrett, a senior citizen in his eighties, has made a written complaint to a mutual fund dealer about the investment advice given by a dealing representative. He complained that he was recommended some unsuitable investments and suffered a financial loss He wants to be compensated for his loss. Under which circumstances may he take his case to the Ombudsman for Banking Services and Investments (OBSI)? Oa) Ob) Oc) if he receives a reply from the dealer and disagrees with its content If he receives a reply to his complaint from the MFDA and disagrees with its contents if he has not received a reply from the dealer within 30 days if he wants the dealing representative and the dealer to be disciplined by securities regulators for giving bad advice d)