8. As a result of the global financial crisis in the early 1980s, the bank of International Settlements (BIS) set up a panel of eminent bankers to study the global financial system and make recommendations on how to make it more effective, efficient and robust. How have these recommendations assisted in strengthening the global financial and Ghanaian banking system? 9. Over the last, the two decades, there have been rapid transformation within the financial system, this has brought about in its wake series of new risk challenges, explain what type of risk management policies a typical policy a typical financial institution will put in place to effectively manage the risks listed below: a. Market risk b. Interest rate risk c. Credit risk d. Operational risk. 10. Below are portfolio return and risk for BAMA Limited and LSU Limited. a. Compute the expected returns on the investments. b. Compute the risk of this investments