8. Before checking references or other pre-employment information, you should consult with a lawyer or HR specialist and. a. inform the applicant that you are doing so. b. get the applicant's oral consent to do so. c. get the applicant's written consent to do so. d. make sure the applicant does not know that you are checking pre-employment information, so that he/she cannot forewarn references or others you may contact. 13. Based on experience, which of the following are the most common signs that someone may be trying to pass counterfeit travelers' checks? a. You are given one check for $100 and the passer wants most of it back in cash. b. You are given five checks for $20 each and the passer buys a group of unrelated items. c. You are given several checks for any denomination and the passer buys the least appealing item(s) in the store. d. None of the above because experience shows that there are no typical patterns involved in passing counterfeit travelers' checks. druid d. any of the above. target of more scams; there is no pattern. 29. If your firm is short of cash and a telemarketer happens to call offering your firm a loan, you should... a. check it out because your firm has nothing to lose. b. first go to your company's regular bank before considering a loan from an unfamiliar source. c. consider it if it is offered regardless of your firm's credit problems. d. seriously consider any source of a loan if your firm needs cash. astering Internal Controls and Fraud Prevention abod 22. A valid American Express card should have... a. a duplicate account number on the reverse side, and a card number that begins with 43 or 47. b. a duplicate account number on the reverse side, and a card number that begins with 37.. c. a signature panel with wavy black lines, and a card number that begins with 4 or 5. d. a plain white signature panel, and a card number that begins with 34 or 37