9. An Student borrows $15,000 per year for 4 years. After graduation how much is the minimum monthly payment if the interest rate is 5% and the loan has to be paid back in 15 years? Round your answer to the nearest whole $ amount. Do not use comma separators in your answer. Example: $1,000 would be entered as $1000 or 1000. Hint: The interest rate of 5% is a yearly rate, but this question is looking for a monthly payment.