9. Calculate the future value of money at the end of 8 years and 8 months if P5,200 is invested at an interest rate of 12% compounded quarterly and using simple interest for anytime less than a year interest period? Show the Cash Flow Diagram. State your reference period in the solution as reflected in the diagram. (5pts) 10. A man borrowed P180,000 from a lending form for 6 years at 9% compounded quarterly. At the end of 6 years, it renews the loan for the amount due plus P80,000 more for 6 years at 4 % compounded monthly. Determine the value of money at the end of the extended period? Show the Cash Flow Diagram. State your reference period in the solution as reflected in the diagram. (5pts)