.9804 .9524 4.1002 7.7211 9.9540 10.6350 8.8527 8.3577 10.5631 9.8986 13.8651 10.8276 11.1581 11.6896 12.0853 10.0591 13.1339 47665 7 1078 7.4355 6.8017 10 2676 8 2828 17.8768 14.8981 20.0004 20.3888 16.3742 Time Value of Money Pagel TABLE 4 Present Value Of Annuity Factors (Ordinary Annuity) Periods 1% 2% 3% 4% 5% 6% 7% 1 .9901 .9709 .9615 .9434 .9346 2 1.9704 1.9416 1.9135 1.8861 1.8594 1.8334 1.8080 3 2.9410 2.8839 2.8286 2.7751 2.7232 2.6730 2.6243 3.9020 3.8077 3.7171 3.6299 3.5460 3.4651 3.3872 4.8534 4.7135 4.5797 4.4518 4.3295 4.2124 5 7955 6 5.7955 5.6014 5.4172 5.2421 5.0757 4.9173 7 4720 2303 1 6.7282 52893 6.2303 6.4720 6.0021 5.5824 5.7864 5.3893 70197 BAB 7.6517 7.3255 6.7327 7.0197 6.2098 5.9713 8.5660 azo 8.1622 7.7861 2017 2264 6.5152 10 8.9826 8.5302 8.1109 7.3601 7.0236 44 11 9.7868 9.2526 8.7605 8.3064 7.8869 7.4987 40 10 EZE 12 11.2551 10.5753 9.3851 8.8633 7.9427 42 13 12.1337 11.3484 9.9856 9.3936 14 13.0037 12.1062 11.2961 9.2950 8.7455 A 12.8493 11.9379 142440 11.1184 0700 40.2707 10.3797 9.7122 9.1079 ni 16 14.7179 13.5777 12.5611 11.6523 10.8378 10.1059 9.4466 17 15.5623 14.2919 13.1661 12.1657 11.2741 10.4773 9.7632 18 16.3983 14.9920 13.7535 12.6593 19 17.2260 15.6785 14.3238 10.3356 18.0456 16.3514 14.8775 13.5903 12.4622 11.4699 17.0112 15.4150 14.0292 12.8212 11.7641 10112 10.8355 TI.104! 10.03. 19.6604 17.6580 15.9369 14.4511 13.1630 12.0416 12.0410 20.4558 18.2922 16.4436 14.8568 20 13.4886 12.3034 11.2722 24 21.2434 18.9139 16.9355 15.2470 13.7986 12.5504 11.4693 25 22.0232 19.5235 17,4131 15.6221 14.0939 12.7834 11.6536 14.0903 26. 22.7952 20.1210 15.9828 13.0032 13.0032 11.8258 27 23.5596 16.3296 21 11.9867 14.6430 11.9807 28 24 3164 21.2813 18.7641 16.6631 13.4062 12 1371 21.2813 18.7641 29 25,0658 21.8444 19.1885 16.9837 15.1411 13.5907 12.2777 15.1411 30 25 8077 22 3965 19.6004 17 2920 19.6004 15 3725 12.4090 13.7648 SU 31 26 5423 22 9377 17 5885 15 5928 12.5318 13 9291 31 26.5423 22.951 15.5920 19.9291 12.5310 32 27.2696 23 4683 17 8736 23.4683 27.2696 14 0840 16.8736 15.8027 12.6466 14.0840 12.6466 22 35 27.9897 23.9886 20.7658 16.0025 18.1476 16.0025 14.2302 28.7027 12.7538 28.7027 34 24.4986 21.1318 18.4112 16.1929 14.3681 12.8540 35 29.4086 21.4872 35 24.9986 21.4872 18.6646 14.4982 12.947 36 16 5469 14 6210 130352 36 30.1075 25.4888 21.8323 18.9083 16.5469 14.6210 13.0352 27 37 30.7995 25.9695 22.1672 19.1426 16.7113 14.7368 13.1170 20 38 31.4847 26.4406 22.4925 19.3679 16.8679 4620 14.8460 13.1935 39 32.1630 26.9026 22.8082 19.5845 17.0170 14.9491 13.2649 an 40 32.8347 27.3555 23.1148 19.7928 17.1591 15.0463 13.3317 44 222002 41 33.4997 27.7995 23.4124 19.9931 15.1380 13.3941 12 34.1581 42 17 4032 28.2348 20.1856 23.7014 17.4232 15.2245 13.4524 12 21 9400 43 34.8100 28.6616 23.9819 20.3708 17.5459 15.3062 13.5070 44 29.0800 24.2543 17.6628 15.3832 13.5579 45 36.0945 29.4902 24.5187 20.7200 17.7741 15.4558 13.6055 46 36.7272 29.8923 24.7754 20.8847 17.8801 15.5244 13.6500 47 37.3537 30.2866 25.0247 21.0429 17.9810 15.5890 13.6916 48 37.9740 30.6731 25.2667 21.1951 18.0772 15.6500 13.7305 49 38.5881 31.0521 25.5017 21.3415 18. 1687 15.7076 13.7668 50 39.1961 31.4236 25.7298 18.2559 15.7619 13.8007 18.8570 10.5940 11.0612 14.3752 20.7069 18.3270 13.2105 17.2944 35.4555 20.5488 21.4822 Page2 2.9745 2.3216 2.9137 3.7908 3.6959 3.6048 4.1114 8.5436 7.5488 7.7016 7.1196 6.7291 6.8399 6.3729 4.6229 9.4464 7.0199 Time Value of Money TABLE4 Present Value Of Annuity Factors (Ordinary Annuity) Periods 8% 9% 10% 11% 12% 13% 14% .9259 .9174 .9091 .9009 .8929 .8850 .8772 1.7833 1.7591 1.7355 1.7125 1.6901 1.6681 1.6467 2.5771 2.5313 2.4869 2.4437 2.4018 2.3612 3.3121 3.2397 3.1699 3.1024 3.0373 3.9927 3.8897 3.5172 3.4331 4.4859 4.3553 4.2305 3.9976 3.8887 5.2064 5.0330 4.8684 4.7122 4.5638 4.4226 4.2883 5.7466 5.5348 5.3349 5.1461 4.9676 4.7988 4.6389 6.2469 5.9952 5.7590 5.5370 5.3283 5.1317 4.9464 6.7101 6.4177 6.1446 240 5.8892 5.6502 5.4262 5.2161 7.1390 6.8052 6.4951 6.2065 5.9377 5.6869 0:4000 2.000 5.4527 12 7.5361 7.1607 6.8137 6.4924 6.1944 5.9176 5.6603 13 7.9038 7.4869 7.1034 6.7499 6.4235 6.1218 2012 5.8424 14 8.2442 7.7862 7.3667 6.9819 60 6.3025 6.6282 6.0021 15 8.5595 8.0607 coz 7.6061 7.1909 6.8109 6.4624 6.1422 10 16 8.8514 8.3126 7.8237 7.3792 6.9740 6.6039 6.2651 47 17 9.1216 8.0216 19 18 9.3719 8.7556 8.2014 7.2497 6.4674 19 19 9.6036 8.9501 8.3649 7.8393 7.3658 6.9380 6.5504 9.8181 9.1285 8.5136 7.9633 7.4694 7.0248 6.6231 10.0168 9.2922 8.6487 8.0751 7.5620 7.1016 6.6870 10.2007 8.7715 8.1757 7.6446 1.0440 7.1695 6.7429 10.3711 9.5802 8.8832 8.2664 7.7184 7.2297 6.7921 0.700 9.7066 24 0:42 8.9847 8.3481 7.7843 7.2829 6.8351 10 ezao 206 25 10.6748 9.8226 8.0770 8.4217 7.8431 7.3300 6.8729 25 26 10.8100 9.9290 9.1609 8.4881 7.8957 7.3717 22747 6.9061 27 27 10.9352 10.0266 9.2372 8.5478 7.4086 29 28 11.0511 10.1161 9.3066 8.6016 7.9844 6 0807 6.9607 20 29 11.1584 10.1983 9.3696 8.6501 8.0218 7.4701 6.9830 30 30 11.2578 10.2737 9.4269 8.6938 8.0552 7.4957 7.0027 31 11.3498 10.3428 9.4790 8.7331 8.0850 7.5183 32 32 11.4350 10.4062 9.5264 8.7686 8.1116 7.0350 7.0350 33 10.4644 9.5694 8.8005 8.1354 7.5560 34 11.5869 10.5178 9.6086 8.8293 7.5717 7.0599 cano 35 11.6546 10.5668 9.6442 8.8552 8.1755 7.5856 7.0700 36 26 11.7172 10.6118 10.00 9.6765 8.8786 8.1924 7.5979 7.0790 01040 37 11.7752 10.6530 9.7059 8.8996 7.6087 7.0868 2010 .8289 2009 10.6908 9.7327 0400 8.9186 7.6183 4045 8.2210 7.0937 39 11.8786 10.7255 9.7570 8.2330 8.9357 7.6268 7.0997 49 40 11.9246 10.7574 9.7791 8.9511 8.2438 7.6344 7.1050 027 2002 2004 41 11.9672 10.7866 9.7991 8.9649 8.2534 7.6410 7.1097 ene 42 12.0067 10.8134 9.8174 8.9774 8.2619 7.6469 7.1138 43 12.0432 10.8380 9.8340 8.9886 8.2696 7.6522 Wood 7.1173 220 0000 44 12.0771 10.8605 9.8491 8.9988 8.2764 7.6568 7.1205 45 12.1084 10.8812 9.8628 9.0079 8.2825 7.6609 7.1232 46 12.1374 10.9002 9.8753 9.0161 8.2880 7.6645 7.1256 47 12.1643 10.9176 9.8&66 9.0235 8.2928 7.6677 7.1277 48 12.1891 10.9336 9.8969 9.0302 7.6705 7.1296 49 12.2122 10.9482 9.9063 9.0362 8.3010 7.6730 7.1312 50 12.2335 10.9617 9.9148 9.0417 8.3045 7.6752 7.1327 10.5288 7.9426 6.9352 7.4412 7.5383 11.5139 7.0482 8.1566 8.2972 6.3125 6.3587 Time Value of Money Page3 TABLE4 Present Value Of Annuity Factors (Ordinary Annuity) Periods 15% 16% 17% 18% 19% 1 2 3 4 .8696 1.6257 2.2832 2.8550 3.3522 3.7845 4.1604 140 4.4873 4.7716 5.0188 5.2337 5.4206 5.5831 5.7245 KA 5.8474 5.9542 6.0472 6.1280 .8621 1.6052 2.2459 2.7982 3.2743 3.6847 4.0386 4.3436 4.6065 4.8332 5.0286 5.1971 5.3423 5.4675 5.5755 Decor 5.6685 5.7487 .8547 1.5852 2.2096 2.7432 3.1993 3.5892 3.9224 4.2072 4.4506 4.6586 4.8364 4.9884 5.1183 5.2293 5.3242 5.4053 5.4746 5.5339 ago 5.8178 6.1982 5.5845 5.3162 6.2593 5.1009 9 10 11 12 12 13 14 15 16 12 17 40 18 40 19 20 20 21 2 22 22 23 24 25 26 27 2 28 20 29 30 31 32 33 34 35 36 37 38 39 40 TY 41 42 To 43 44 45 46 46 47 48 49 50 5.7975 6.3988 6.4338 6.4641 6.4906 6.5135 6.5335 6.5509 6.5660 6.5791 6.5905 6.6005 6.6091 6.6166 6.6231 .. 6.6288 6.6338 6.6380 6.6418 6.6450 6.6478 6.6503 6.6524 6.6543 6.6559 6.6573 6.6585 6.6596 6.6605 5.8775 5.9288 5.9731 6.0113 6.0442 6.0726 6.0971 6.1182 6.1364 6.1520 6.1656 6.1772 6.1872 6.1959 6.2034 6.2098 6.2153 6.2201 6.2242 6.2278 6.2309 6.2335 6.2358 6.2377 6.2394 6.2409 6.2421 6.2432 6.2442 .8475 .8403 1.5656 1.5465 2. 1743 2.1399 2.6901 2.6386 3.1272 3.0576 3.4976 3.4098 3.8115 3.7057 4.0776 3.9544 4.3030 1.1633 100 4.4941 4.3389 4.6560 4.4865 4.7932 4.6105 4.9095 4.7147 5.0081 1.8023 5.0916 4.8759 110.47 5.1624 4.9377 5.2223 4.9897 5.2732 5.0333 5.0700 5.3527 5.3837 5.1268 5.4099 5.1486 5.4321 5.1668 5.4509 5.1822 5.4669 5.1951 5.4804 5.2060 5.4919 5.2151 5.5016 5.2228 5.5098 5.2292 5.5168 5.2347 5.5227 5.2392 5.5277 5.2430 5.5320 5.2462 5.5356 5.2489 5.5386 5.2512 5.5412 5.2531 5.5434 5.2547 5.5452 5.2561 5.5468 5.2572 3:2409 22069 5.5482 5.2582 5.5493 5.2590 5.5502 5.2596 5.5510 5.2602 5.5517 5.2607 5.5523 5.2611 5.5528 5.2614 5.5532 5.2617 5.5536 5.2619 5.5539 5.2621 5.5541 5.2623 5.6278 5.6648 5.6964 5.7234 5.7465 5.7662 5.7831 :00! 5.8099 5.8204 5.8294 5.8371 5.8437 5.8493 5.8541 5.8582 5.8617 5.8647 5.8673 5.8695 5.8713 5.8729 5.8743 5.8755 5.8765 5.8773 5.8781 5.8787 5.8792 6.2450 6.2457 6.2463 5.8797 5.8801