A $156,100 mortgage for 20 years for a new home is obtained at the rate of 5.4% compounded monthly. Find (a) the monthly payment, (b) the interest in the first payment. (c) the principal repaid in the first payment, and (d) the finance charge. (a) The monthly payment on the mortgage is $ (Round the final answer to two decimal places as needed. Round all intermediate values to six decimal places as needed.)