A 25 year old wants to invest enough money to set up a strong retirement. He currently has $45,000. He wants to add a monthly amount for the next 35 years, retiring at age 60. The annuity will earn 9% interest. He then wants to withdraw $5000 a month for the next 25 years, but leave himself with $30,000 at the end of the 25 years.. This account will earn 6% interest. How much does he need to put into the account each month?