A 30 -day T-bill is currently yielding 5.5%. The following information is available: inflation premium =3.60%, liquidity premium =0.6%, maturity risk premium =1.8% and default risk premium = 2.15%. On the basis of these data, the nominal risk-free rate is and the real risk-free rate is \begin{tabular}{l} \hline 0.5%;0.1% \\ \hline 5.5%;1.9% \\ \hline 1.5%;3.0% \\ \hline 5.5%;2.5% \\ \hline 2.5%;5.5% \end{tabular}