a$.$ Asset switching occurs when a company borrows money for a safe investment but uses it for a risky investment.

b$.$ An example of an agency cost is when an attorney hires an expert witness for a trial.

c$.$ An example of an agency cost is when the board of directors pays a dividend to shareholders.

d$.$ The commission required by the Federal Housing Agency for a small business$$an is an example of an agency cost.

e$.$ An example of an agency cost is the salary of the agent hired to work for the principal.