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Which of the following can affect an individual's credit report in a favorable manner? Having to foreclose one's house Declaring bankruptcy Using credit cards for emergencies O Deferring one's child support payments If Noah is single and has a taxable income of $32,000, how much tax does he pay? O $3,649.50 O $3,970 O $3,840 0 $3,200 Rose has a tax due of $300. She gets a refundable tax credit of $500. Which of the following is true of Rose's tax due? Rose receives a $200 refund from the government. Rose's tax due increases by $500. Rose still owes $300 to the government O Rose's tax due decreases to $200