A career counselor decides to make monthly payments of $$150$ on credit card debt of $$3,510\mathrm{.}55$ and discontinue using that credit card. Assuming the monthly interest rate is $1\mathrm{.}55\%,$ it will take the counselor approximately $24$ months to repay the debt. How many fewer months would it take to repay the debt if the counselor makes monthly payments of $$200?($Round your answer to the nearest month.$)$