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A consumer has ordered two books, each worth $100, and this money cannot be refunded if the books are lost during shipping. Assuming they are

A consumer has ordered two books, each worth $100, and this money cannot be refunded if the books are lost during shipping. Assuming they are risk averse, should the consumer have the books shipped separately or shipped together? (You may assume that the probability of any given shipment being lost is constant and that shipping costs are negligible.)

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