A couple buys a house for $165,000 with $45,000 as a down payment. They plan to make payments twice a month (24 payments a year), with the first payment half a month from now. If they choose a 25-year amortization period and j2 = 8%, what is the size of their mortgage payments? $457.18 $628.68 $467.18 $462.85 $469.22