a. Describe any four (4) elements of fraud that are likely to be committed in a property insurance contract. (10 Marks) b. Explain why deductible is relevant to organizations such as UPSA and Vanguard (5 Marks) Assurance Company. c. Nancy purchased a homeowners policy with SIC for her 3 bedroom apartment at Madina on 14th December 2021 which was expected to expire on 13th December 2022. Upon acknowledgement of receipt of payment, she realised that her insurance policy was expiring on 7th December 2022 instead of 13th December 2022. In her confusion, she contacted you for advice as to which of the provisions in insurance have been violated (5 Marks) and how it could be resolved. Explain it to her.