A friend asks to borrow $$100$ from you today and in return, pay you $$120$ after five years. Under which of the following interest

rates will you be willing to save the money in the bank, rather than lend it to him?

A$.3\%$

B$.3\mathrm{.}5\%$

C$.4\%$

D$.$ You'd be willing under both $(B)$ and $(C).$