A homeowner remodeled their kitchen in February $2014.$ The remodel project included purchasing a commercial grade oven with a $20$ year useful life expectancy that cost $$20,000.$ The current replacement cost of the oven is $$30,000.$ Breaking news: Last night a fire destroyed the oven. If the homeowner maintains Property coverage on an actual cash value $($ACV$)$ basis, how much would they recover from their insurer for the oven? $$30,000$ $$20,000$ $$15,000$