(a) Kechara Media, is a publisher of books that it sells to retail bookstores in Malaysia. Phng Li Kim, the owner of Kenchara Media, is worried because his suppliers continue to increase the price of paper and other materials that Kechara Media purchases from them weekly. One of Kechara Media suppliers, Paper One, provides a high-quality supplies but experienced a financial problems recently because of inefficient management. Phng Li Kim believes that Kechara could benefit from merging with Paper One. He believes that he could acquire Paper One at a low price because of poor performance in past and reorganizing its business. In addition, the merger with Paper One would give Kechara Media more control over the cost of its supplies. Meanwhile, Paper One would not only produce supplies to Kechara Media, but would also sell to other customer. What type of merger is Phng Li Kim considering? Discuss that type of merger. (15 marks) (b) Mergers provide a way for businesses to pool expertise and resources to boost productivity and profit. For small business owners, a merger or acquisition can offer a way to cash in on an innovative product or service. On the other hand, mergers can introduce a variety of risks, such as differences in company cultures and loss of key personnel, which can cause performance to fall short of expectations. Discuss FOUR (4) disadvantages of merger. (Question 3) (a) Rahmah expects to receive RM2,000 annually at the end of the next five years. She will deposit these payments into an account which pays 12 percent compounded semi-annually. Compute the cumulative value of this deposit at the end of five year. (5 marks) (b) Asyikin is a fresh graduate from Management \& Science University. She has an education loan RM19,600 from Bank FFF. Bank charged an annual interest rate of 3 percent. Assume Asyikin will pay RM1,000 per year, determine how long will it take for her to repay the loan. (5 marks) (c) Encik Anuar has invested RM8,000 for his daughter for education fund who turn one year old. This fund will be invested for 18 years from now. He assumes that, her daughter will need RM60,000 by the time she pursue high education in university. Determine the rate of return for Encik Anuar to achieve this goal. (5 marks) (d) Zafri decided to starts his saving to purchase his dream car in 5 years. Assume Zafri put RM1,500 in saving account paying 7 percent compounded annually at the beginning of each of the next 5 years, compute how much his total amount of saving after 5 years. (5 marks) (e) Shirly wants to borrow RM25,000 from Bank GGG for paying a down payment for her new apartments. The bank is going to charge her 11 percent interest annually and she is required to repay the loan in 10 years. Assume the interest is compounded annually, calculate how much Shirly's yearly instalment