A loan requires that payments of $540 be made at the end of each month for a total of 120 consecutive months, beginning one month from today. If the annual interest rate is 3.00%, what is the equivalent present value of the loan? $ Place your answer to the nearest dollar. For example, if your solution is 23 thousand 7 hundred fifty eight dollars and sixteen cents, then type 23758. Do not use a dollar sign or comma in your answer.