A long-term care insurance policy with a maximum daily benefit of $200 and 3 years benefit period under a lifetime benefits approach a. Finances a maximum of three years in a long-term care setting with daily costs of $120 b. Finances a maximum of two years in a long-term care setting with daily costs of $250 c. Decreases the threshold to become eligible for Medicaid to $219,000 in all states d. None of the above