A lot of people love a cup of high-quality coffee bought at their favorite coffee shop on a daily basis. Imagine that instead of buying that cup, you instead invest the money into the stock market for a modest 6% annual return. How much would you accumulate by the time you retire? You will need to make the following assumptions: 1) Come up with a reasonable price for a cup of coffee (or tea if you don't drink coffee). If you don't buy coffee every day, imagine that you do; 2) Just add up the total monthly cost you spend on coffee (tea) - this total monthly cost is your monthly investment (at 6% per year, but you can use 0.5% per month); 3) Determine your retirement date (how many years/months away). Show your calculations of Future Value.