A mortgage has the following terms: Amount: $650,000 Rate: 3.25% Amortization (Years): 30 Term (Years): quad20 Please determine the following: A. What is the Monthly Payment? B. In preparing an Income Statement, what is the Interest Expense for years 1 - 5? C. What is the Principal Balance at the end of year 6 ? D. What is the value of the loan at the expiration? E. If rates remain constant (flat), what would the benefit be to refinance this loan after year 10 ?