A mortgage payment is comprised of: Principal -- what you borrowed; Interest -- the cost of borrowing; Taxes -- support of government; and Insurance -- protection of your dwelling and contents. Which of these four components are held in an escrow account when the payee sends in his/her monthly mortgage payment? Question 9 options: The Insurance and the taxes The Insurance and the Principle The Taxes and the Interest The Principle and the Interest____________________ occurs if only some (not all) firms offer family friendly policies. Odds are families who expect to use such family friendly policies will likely apply to work at such firms. What is the name for this "family-friendly-firm-selecting" type of consumer behavior? Question 10 options: Deceptive Topography Adverse Selection Cognitive Dissonance Moral Hazard