(A) Mr Arvind owns 2 houses and both are used for own residence. the relevant detail for the AY 2019-29 are as follows:

Particulars	Houses 1		House 2
Municipal valuation	2,40,000		4,20,000
fair rent (rent which similar property would fetch)	2,40,000		3,60,000
standard Rent	300,000		450,000
Municipal taxes paid	60,000		80,000
repairs	120,000		40,000
insurance premium	150000		18000
interest on loans (borrowed on 31-3-2015)	1,20,000		60,000

Note: the construction was completed on 30-9-2018

you are required to advise him about treating on of the above properties as self - occupied and the other as deemed let- out in the manner beneficial to him.

b, Mr Kelvin D' souza retires on 31-10-2018 from hind chemicals (p) Ltd. He furnished the following particulars. Pension received of 3000 p.m., DA forming part of basic pay 1000 p.m., telephone allowance of $500 per month; Gratuity received of 120,000 not covered by payment of gratuity act, commuted pension of 70% $42000 on 31.1.2019; leave salary received was $30,000. His basic salary was 3000 for the year 2017-18 and it increased to 5000 from 1-4-2018 onwards. completed year of service was 20 years and 8 months. leave availed while in service was 25 months. compute his taxable salary for 2019-20 (all the working should form part of the answer) this is all the info i got do what you can