a) Najwa took a RM30,000 car loan from Mudah Bank. The bank charged Najwa 2.5% interest and requires her to pay at the end of each year for 4 years. Calculate the yearly repayment amount, and complete the following loan amortization schedule. Year 1 2 3 4 Beginning Repayment Value amount Interest Principal paid paid Ending Value (10 marks) b) Sejati Sdn. Bhd. had just obtained a loan from Jaguh Bank. The bank had agreed to lend Sejati Sdn. Bhd. RM250,000. Muthu will have to pay monthly installments to repay the loan, at an interest of 5.0% per annum, compounding monthly, for 10 years. i) Find the amount of monthly installment which has to be paid by Sejati Sdn. Bhd. (4 marks) ii) Compute the total interest that Sejati Sdn. Bhd. will have to pay if it continues the loan until the agreed settlement term (i.e. 10 years). iii) If Sejati Sdn. Bhd. decides to settle the loan completely after 6 years, find the amount of interest which it will be able to save. (7 marks)