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A person owes $2275 at the end of 1 year(s) and $9100 at the end of 6 years. Due to financial difficulty, the person is

A person owes $2275 at the end of 1 year(s) and $9100 at the end of 6 years. Due to financial difficulty, the person is allowed by the lender to settle both debts with a single payment at the end of 4 years using 20% compounded monthly for the settlement. Determine the amount required to settle both debts at the end of 4 years.

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